Is Roth 401(k) right for you? September 21, 2005

[roth401k]

Is Roth 401(k) right for you?

By Chuck Jaffe
Last Updated: 9/21/2005 10:16:46 AM

BOSTON (MarketWatch)

Will they or won't they? Should I or shouldn't I? Those two questions are on the mind of almost every investor who has heard of the new Roth 401(k). And when the latest type of retirement plan debuts in January, the clamor for answers will be so loud that consumers could well wind up more confused than ever.

With that in mind, it's time to answer those questions, and then some, now, before investors get worried about missing out on something that might help them.

Officially speaking, the Roth 401(k) plan -- Roth-k for short -- was created in legislation back in 2001, but it actually becomes a tangible investment vehicle on Jan. 1. As the name suggests, the Roth 401(k) combines the features of a Roth individual retirement account with some of the attributes of a traditional 401(k) plan. Employers can offer the new accounts in addition to......

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